Almost every aspect of your financial life may have been impacted in some way and something is bound to go wrong without the right plan in place to sort this all out. In some instances this is making the most of the assets you have to ensure they will last the rest of your life, in other cases it's working out how best to get back to growing your assets so that you'll have enough when you retire.
At this stage you might be looking to make more lifestyle choices for yourself. If you have children, they’re likely to be less dependent and may even have left home.
It is now that you need to seek advice on building your superannuation for your retirement, or if you are already retired, on how to structure your superannuation funds so that you are invested in the most tax effective manner.